Share capital9 852 842 852 842
Reserves10 3,285 3,076 3,285 3,076
Shareholder' equity 4,137 3,918 4,137 3,918
Third party interests 102 92
Group equity 4,239 4,010
Subordinated loans11 2,187 2,187 2,215 2,226
Equity and subordinated loans 6,324 6,105 6,454 6,236
Deposit and savings certificates and non-subordinated
loans i2 10,184 9,534 15,429 15,052
Savings accounts13 12,075 11,596 15,177 14,655
Deposits'4 22,905 25,038 35,239 38,144
Creditors15 16,283 16,778 23,858 23,776
Banks '6 37,542 43,645 38,015 40,577
Other funds borrowed17 6,522 6,836 8,150 8,560
111,835 119,532 142,322 147,000
Commitments on guarantees granted 18
8,702
8,477
8,492
8,600
Commitments on irrevocable letters of credit
1,248
1,330
1,826
2,020
Recourse risks arising from negotiated bills
379
368
689
901
73
j 1.1... CONSOLIDATED
LiaDllltieS BALANCE SHEET BALANCE SHEET
IN MILLIONS OFGUILDERS 1985 1984 1985 1984
