Contents.
ABN Bank Highlights in 1985 2
Algemene Bank Nederland N.V.
Five years' consolidated figures4
Supervision and Management6
Report of the Supervisory Board8
Report of the Shareholders' Committee 9
Report of the Managing Board to the
shareholders10
International economic developments .14
The world economy14
The dollar14
European integration15
The ECU 16
Debt problems17
The international capital market18
The Dutch economy 20
Economic situation20
The money market21
The capital market23
Supervision by monetary authorities 24
The ABN in the Netherlands28
Branch network29
Payments traffic29
The ABN abroad32
Geographical survey33
International co-operation35
Credit transactions38
Netherlands38
Abroad40
Eurocurrency loans40
Funds entrusted to the Bank42
Netherlands42
Abroad42
International money and currency
markets44
Eurodeposits 44
Foreign exchange45
Securities business46
New issues46
Advice to institutional investors 47
Capital management47
Advice to private investors49
Property investment and management 49
Other activities and subsidiaries51
Insurance51
Algemene Participatiemaatschappij B.V. 51
B.V. de Factorij52
Leasing52
ARC Automation Services52
Trust business53
Mergers and Acquisitions53
Scheepvaart Krediet N.V53
Bank Mees Hope NV53
The ABN and its employees55
Number employed56
Conditions of employment56
Social policy57
Consolidated figures and appropriation
of profit 59
Accounts67
Other information85
Auditors' report85
Proposed profit appropriation86
Major subsidiaries and other
investments as well as foreign
branches of ABN, HBU and BMH 87
New issues92
Trustee's report94
Senior executives95
1